Kerala CM voices concern over denial of education loans by banks

Thiruvananthapuram: Kerala Chief Minister Oommen Chandy expressed concern over denial of educational loans by banks and said the guidelines prescribed by the All India Bank Association for sanctioning loans were not acceptable to the state.
    
The state government would take up the matter with banks, he said to a calling attention of Thomas Unniyadan (KC-M) seeking steps to end the reported discrimination by banks in sanctioning educational loans.
    
With a view to arriving at a consensus on different aspects to be presented before the banks, a meeting of MLAs, who were interested in the matter, would be held on June 25 here, he said.
    
Government was of the view that banks should take a liberal attitude for sanctioning educational loans, he said.
    
Earlier, banks had only one condition the institutions for which admission was sought should be a government recognised one, for sanctioning loans. However, in due course they added more restrictions, he said.
   
The Cooperative banks, which were denied permission to sanction educational loans, have now got consent, Chandy said. 
   
State Rural Development Minister K C Joseph said district level monitoring cells would be constituted to address the grievances of students applying for educational loans. 
    
Unniyadan brought to the notice of the House the difficulties and red-tape faced by students and parents to get educational loans from banks, even though Centre had announced the scheme, and wanted the state government to intervene in the matter. 

Marks and acheivement are not related Dr. Karthikeyan

Kovai: Students guidance programme "Vazhikatti", jointly hosted by Dinamalar and SRM University got underway on March 30 at the Codissia grounds in Kovai. 

Students and parents thronged the venue even before the commencement schedule to listen to the talks provided by eminent

educationist with hopes of getting valuable information on prospective courses in establishing a bright future.

Speaking at the programme, specially  for students securing 60% to 80% marks, career counsellor, Karthikeyan told, "parents not compare their children's skills with other children. Everyone, born in this world posses some special skills. Tamil Nadu has the most number of colleges when compared to other states. However, only 10% of the students posses employable skills. Today's problem is that there is no link between job and the course studied.

It is not that only those who score high marks would achieve in life.But, statistics would tell that more students who had scored between 60% to 80% have been achievers in life. Parents, teacher and our education system are the root cause for the rising suicide rates in Tamil Nadu.

Parents need to provide more advice to their children on improving self-confidence and should stop passing negative comments. Students securing average marks posses astounding inherent skills. In our country, the biggest problem is that students don't opt jobs relevant to  their studies and skills.  Though there is phenomenal growth in the IT sector on one side, our country still lags behind in research and development.     

Before taking up up any higher education, it is good to get advice from experts and gather information about the course and college through internet. As much as possible avoid getting advice from friends and relatives. Those who work well are talented and those who extract work others are also talented.

Students taking up higher education should choose the course of their interest. Nobody would have expected such a vast and swift development in the field of technology, similarly it is difficult to predict the  changes going to happen in the future years and thereby selecting a relative course. Future life of the children will be bright, if parents understand this secret", he spoke.